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Home » Game Rules » Baccarat rules

Rules of Online Baccarat game


Baccarat is a popular game played with playing cards in an offline or online casino. The game is dealt from a shoe holding six or eight deck of playing cards. The house dealer deals two hands, the "player" hand and the "banker" hand. There can be the placement of bets either on the player or on the banker, or even on tie before the dealing of hands.

Payment is made in the ration of 1:1 on the bets won by the banker or the player, but 5% commission is charged on the bets of bank building the net odds on such bets 0.95:1. Lower percentage of commission might be charged in some casinos like 4% commission is charged at Binion's Horseshoe Casino in Las Vegas. Similarly there can be some differences between the percentages of commission at different online casino gaming websites.

It has been reported from some sources that 8:1 is to be paid on for tie bets, while at some other casinos 9:1 is paid for tie bets. Thus, tie bets differs from one casino to other. The bets on the player or the banker will get return at the situation of tie. No opportunities will be there for further decisions after the placement of bets. There are the fixed rules for both the player as well as the banker that results in final hands of either 2 or 3 cards for everyone.

The determination of the worth of a particular hand depends upon the addition in the value of all individual cards in that hand. Zero is counted for all tens and face cards, while the counting of all other cards depends upon the number of "pips" on the face of the cards. There only used the last digit of the total figure, so there include the values of all hands of baccarat ranging from 0 to 9. The hand having the highest value becomes the winner. Tie can be resulted if there is same value for all the hands.

Rules - Player's hand:

If 6 or more is the total of the two initial cards of the player, then the player has to stand without making a draw for a card. If the two initial cards of the player constitute a total of 5 or less, an additional card must be drawn by the player.

Rules – Banker's hand:
If 7 or more is the total of the two initial cards of the banker, then the banker has to stand without making a draw for a card. The banker should draw a card if 0, 1, or 2 constitute a total of the two initial cards of the banker. If 3, 4, 5, or 6 are constituted by the initial two cards of the banker, the draw made by the player will determine the requirement of drawing to be done by the banker, and if happens value of the draw card of the player is determined.